Urgent Repairs? Get Flexible Car Financing at Express Auto Repair Colorado Springs

May 2025

Unexpected auto repairs have a way of showing up at the worst possible times. One moment you’re headed to work or school, the next your check engine light is flashing and you’re looking at a repair bill that wasn’t part of this month’s budget. If that sounds familiar, you’re not alone, and more importantly, you have options.

At Express Auto Repair in Colorado Springs, we understand that life doesn’t stop when your car does. That’s why we’ve made it easier than ever to get back on the road with flexible car repair financing options, designed for real people, real budgets, and real-life emergencies. Whether you need to replace your brakes, fix your suspension, or get your Subaru’s A/C blowing cold again, you can now fix your car today and pay over time—with zero stress.

If you’ve been searching for auto repair financing in Colorado Springs or car repair payment plans near me, keep reading. This guide covers everything you need to know about financing your auto repair at Express, and why so many drivers trust us to get them back behind the wheel quickly and affordably.

Why More Drivers Are Choosing to Finance Their Repairs

Repair costs can be unpredictable. Even routine maintenance can add up fast, especially if multiple issues are uncovered during inspection. But postponing repairs can often lead to larger, more expensive problems later.

Financing gives drivers the breathing room to handle today’s repair needs without compromising tomorrow’s finances. It’s not just about stretching payments, it’s about removing the stress and delay from critical auto care decisions.

At Express Auto Repair, we’ve built our reputation on being straightforward, fast, and fair. Our financing options are an extension of that promise.

Car Repair Financing Options at Express Auto Repair

We’ve partnered with trusted providers to offer several types of car repair loans and payment plans in Colorado Springs. Each option is designed to serve different credit situations, giving you the freedom to choose what works best.

Snap Finance

Ideal for those with little to no credit history. Snap Finance offers easy applications and rapid approvals, without a hard credit check.

NAPA EasyPay Credit Card

Perfect for customers who want promotional financing and already trust the NAPA AutoCare network. This option includes special 6- or 12-month financing on qualifying purchases.

DigniFi

Offers flexible repayment plans for moderate to major repairs. Applications are completed online, with clear terms and fast decisions.

Koalafi

Another great alternative for customers who may not qualify for traditional credit options. Koalafi provides a flexible solution with friendly payment plans that fit real budgets.

No matter your credit background or the size of the repair, we’ll help you find a solution that works, quickly and without pressure.

Step-by-Step: How It Works at Our Shop

You don’t have to wait weeks or stress over paperwork. We’ve made our process simple and user-friendly.

Step 1: Come in for a Diagnosis

Our team performs a Digital Vehicle Inspection (DVI) that includes photos, videos, and expert explanations. You’ll know exactly what’s needed and why, with transparent pricing upfront.

Step 2: Choose Your Payment Option

After reviewing your DVI results, we’ll walk you through available financing programs and help you apply. Most approvals are instant.

Step 3: Approve What You Want Done

You’re in control. Approve only the repairs you need today. We’ll take care of the rest with precision and speed.

Step 4: Drive Away Confident

Enjoy your vehicle again with peace of mind, knowing your repairs are covered by our 3-year/36,000-mile NAPA Peace of Mind Warranty and your payment plan is manageable.

What If You’re Traveling Through Colorado Springs?

Many of our customers aren’t just locals, they’re travelers passing through Colorado Springs on vacation, during the holidays, or visiting one of the area’s five military bases. That’s why we’ve created a “Traveler-Friendly Repair Experience” at both our Galley Rd. and Montebello Ln. locations.

Why Travelers Choose Express Auto Repair

Close proximity to I-25 and major roads
Same-day repair capabilities for many services
Instant online estimates to know what to expect before you arrive
Shuttle service available for convenience
Acceptance of most extended warranties, including CarMax MaxCare

Whether you’re on a road trip, PCS move, or just visiting family, our team will work to get you back on the road quickly. And if an unexpected repair threatens to ruin your trip, our financing options can save the day.

This level of accessibility is just one more way we’re making auto repair in Colorado Springs easier and more human.

Real Solutions for Real Life

Unlike national chains or dealerships that focus more on upselling than solving, Express Auto Repair is built around community values, customer-first care, and trust. We’ve been part of the Colorado Springs community for over 20 years and we know what matters most to our customers:

Honesty
Speed
Affordability
Safety
Clear communication

We don’t sell parts. We don’t cut corners. We just provide top-tier service from ASE-certified professionals who care about people, not just cars.

Customers We Frequently Help

Our financing programs are designed with real people in mind—because that’s who we serve every day.

Young professionals and students needing low-stress payment options
Military families managing relocation or deployment timelines
Busy parents needing safe, reliable transportation for their kids
Hardworking individuals who can’t afford to miss a day of work due to car trouble
Travelers and tourists experiencing unexpected breakdowns

And most importantly, we help customers who thought financing wasn’t available to them, until they found us.

Frequently Asked Questions

What if I have bad credit or no credit?

You still have options. Snap Finance and Koalafi are designed for customers with less-than-perfect credit. These programs focus more on your ability to pay than your credit history.

Can I apply online?

Yes. Each financing partner has an easy-to-use online portal. Or, you can apply in person during your visit. Either way, the process is fast and simple.

What kinds of repairs can I finance?

Everything from routine maintenance to major repairs. This includes services like:

Brake repairs
Suspension and alignment
Alternator and battery replacement
Engine diagnostics
A/C repairs
Water pumps
Power steering pumps
And much more

Just let us know what your vehicle needs, and we’ll let you know what your options are.

Tools That Save You Time and Money

Express Auto Repair goes beyond flexible financing. We’ve made it easy to do business with us online, too.

Get an Online Estimate Anytime

Use our online estimate tool to receive real-time price estimates for general repairs or tire services — no phone call is required.

Get your online estimate now

Schedule Service at Your Convenience

We offer two appointment links, one for each shop location, so you can pick the most convenient option.

Don’t Let a Breakdown Break Your Routine—We’re Here to Help

You’re rushing to work, dropping off the kids, or headed to the mountains for the weekend, and suddenly, your car won’t cooperate. That feeling? We’ve all been there. The good news is, you don’t have to figure it out alone.

At Express Auto Repair, we’ve built our business on helping real people with real problems. With financing options that make sense, we’ll help you fix your car today and keep your life in motion tomorrow.

Visit us at:

Montebello Lane Shop
5360 Montebello Ln., Colorado Springs, CO 80918
Phone: (719) 358-9109

Galley Road Shop
3655 Galley Rd., Colorado Springs, CO 80909
Phone: (719) 630-8729

We’re local, we’re certified, and we’re ready to earn your trust, one repair at a time.